Business Retirement Plans

Build today while planning for tomorrow.

Vinmur helps business owners explore retirement-plan options designed to support their personal goals, valued employees, and the company’s long-term strategy.

Discuss Retirement Plans Explore Plan Options ↓

Plan With Purpose

The right plan should fit the business behind it.

Retirement plans can help business owners prepare for their own future while creating an additional benefit for employees. The right approach depends on the size, structure, cash flow, and goals of the company.

Vinmur helps you consider the available possibilities and connect your retirement strategy with your broader business, employee, and succession-planning objectives.

Plan Possibilities

Retirement solutions for different businesses.

Plan suitability and availability depend on the company, employees, contribution objectives, and applicable requirements.

401(k) Plans

Explore a workplace retirement plan that may allow employee contributions, employer contributions, or a combination of both.

Solo 401(k) Plans

Consider a retirement-plan structure designed for certain owner-only businesses and self-employed individuals.

SEP IRA Plans

Explore an employer-funded retirement option that may provide a relatively straightforward structure for eligible businesses.

SIMPLE IRA Plans

Consider a retirement option designed for eligible smaller employers that permits employee and employer contributions.

Profit-Sharing Plans

Explore a plan that may allow the business to make discretionary employer contributions based on the plan’s terms.

Plan Review

Review an existing retirement plan as the company, workforce, contribution goals, and long-term priorities change.

Planning Considerations

More than selecting a plan name.

The design and ongoing responsibility of a business retirement plan should be considered alongside the company’s finances, workforce, and long-term direction.

Business structure and number of eligible employees
Owner and employee contribution objectives
Company cash flow and contribution flexibility
Recruiting and employee-retention priorities
Administrative and fiduciary responsibilities
Long-term succession and exit-planning goals

The Planning Process

Connect the plan to the bigger picture.

Vinmur helps organize the decisions and coordinate the appropriate next steps.

STEP 01

Assess

Discuss the business, workforce, personal goals, existing plans, budget, and desired contribution structure.

STEP 02

Compare

Review potential plan structures, requirements, costs, flexibility, and employee considerations.

STEP 03

Implement

Coordinate with the appropriate providers and professionals to establish the selected retirement plan.

STEP 04

Review

Revisit the plan as regulations, business performance, employee needs, and ownership goals change.

Important retirement-plan information

Retirement plans are subject to eligibility rules, contribution limits, administrative requirements, expenses, investment risk, and applicable laws. Vinmur does not provide legal or tax advice. Business owners should consult qualified legal, tax, investment, and plan-administration professionals before establishing or changing a retirement plan.

Your Next Step

Let’s discuss your business and retirement goals.

Schedule a conversation with Vinmur to explore retirement-plan options that may fit your company and long-term strategy.

Schedule a Meeting